We have access to several top-notch A+ Rated Insurance Carriers to obtain the very best pricing and coverage to suit YOUR personal and business insurance needs. 

We offer a level of service and customer satisfaction that cannot be found anywhere in the industry. Our mission is to thoroughly protect our clients by placing acceptable risk exposures with the appropriate companies. 

  •  Auto - Cars, Recreational Vehicles, Motorcycles, Boats & ATV's 

  •  Home - Single Family, Condo & Tenant Policies

  •  Landlord Policies - Rental Properties 

  •  Personal Articles - Jewelry, Collectibles, Artwork, etc. 

  •  Umbrella - Additional liability coverage over and above the limits on your auto and other personal liability policies 

  •  Life Insurance - Term, Whole Life, Universal Life Hybrid & Long Term Care 

Our Services

Business Owners' Policy (BOP)

Business Owners' Policy insurance coverage

 General Liability & Property Coverage combined into one policy. 

General Liability

General Liability insurance coverage

 Protects businesses against lawsuits due to bodily injury, personal injury. property loss or advertising injury. 

Commercial Auto

Auto mobile insurance coverage

 Business financial cost coverage resulting from an automobile accident if you or an employee is found at fault. Helps pay for damaged property and medical expenses. 

Hired Non-Owned Auto Liability

Hired Non-Owned Auto Liability insurance coverage

 Bodily injury and property damage caused by a business vehicle hire (including rented or borrowed vehicles) or caused by non-owned vehicles. 

Worker's Compensation

Worker's Compensation insurance coverage

Provides benefits to employees for work-related injuries or illnesses including medical care and wages from lost work time. 

Professional Liability & Errors

Professional Liability or Errors insurance coverage

 Protection for professional advice and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. 

Employment Practices Liability

Employment Practices Liability insurance coverage

Wrongful acts arising from the employment process. Includes wrongful termination, discrimination, sexual harassment, and retaliation. 

Cyber Liability

Cyber Liability insurance coverage

 Covers a data breach in which the personal information of clients is exposed such as Social Security Numbers or Credit Card Numbers. 

Directors & Officers Liability

Directors & Officers Liability insurance coverage

Payable to the directors and officers of a company as reimbursement for losses in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.